What to Expect on Closing Day

Closing day is the day you get the keys to your new home. Exciting? Definitely! But it can also be a little overwhelming, especially for first-time home buyers. What actually happens? What do you need to do as a buyer? What should you expect from the sellers? Your REALTOR®? Your mortgage advisor?

“Closing day is the moment everything you’ve been working toward becomes real,” says Guy De Picciotto, a Mortgage Specialist with RBC. “The funds are transferred, the title is registered, and the home is officially yours. It’s an incredible milestone, but it only feels seamless when buyers have prepared for every piece of it well in advance, including the financial side.”

Understanding closing costs

Closing costs are separate from your down payment and they’re one of the most consistently underestimated parts of buying a home. RBC suggests budgeting 3% of the purchase price on top of your down payment. This budget can cover costs like:

Land Transfer Tax (LTT):
Usually the biggest line item. Most provinces charge a tax based on the purchase price. Toronto buyers pay both a provincial and municipal LTT, while Alberta and Saskatchewan charge only a small title transfer fee. First-time buyers may qualify for provincial rebates on the LTT, so be sure to check with your lawyer.
Legal fees and disbursements:

Every purchase requires a real estate lawyer (or notary in Quebec). Make sure to shop around and budget for title registration, mortgage prep, and closing-day fund transfers. Ask for a written quote upfront.

Title insurance:

A one-time premium that protects you and your lender against title defects, fraud, and boundary issues. Required by most lenders; an owner’s policy is also recommended.

Home inspection:

An inspector will evaluate the home’s structural condition, roof, plumbing, electrical systems, HVAC, and major appliances, flagging any issues that could lead to costly repairs down the road. It is usually paid before closing, but factor it into your total budget.

Property tax and utility adjustments: 

If the seller has prepaid taxes or utilities past the closing date, you’ll reimburse them the prorated difference. These appear on your statement of adjustments. Review it with your lawyer before closing day.

Mortgage default insurance PST (if applicable):

If your down payment is under 20%, your premium from CMHC, Sagen, or Canada Guaranty is added to your loan. But in Ontario, Manitoba, and Quebec, the PST on that premium must be paid in cash at closing and cannot be rolled into the mortgage.

These are some of the most common one-time closing costs, but depending on your province, property type, and mortgage, there may be others, such as appraisal fees, status certificate costs for condos. Start building your closing cost estimate the moment you begin making offers. Your RBC Mortgage Specialist can help you understand and budget for all these costs and your statement of adjustments will confirm the final number before closing day arrives.

Closing vs. completion vs. possession days

In Canadian real estate, completion day and closing day are often used interchangeably in casual conversation, but they can mean slightly different things depending on where you are and what your contract says.

  • Completion day is the day when the purchase is legally finalized. The buyer’s lawyer transfers the funds to the seller’s lawyer, the title is registered at the land titles office, and the deal is officially complete.
  • Closing day is often used to mean the same thing, but some provinces and contracts distinguish it from possession day (the day the buyer is allowed to physically move in).

For example, in Ontario, closing day usually means both: the funds and title are transferred and the buyer gets possession the same day. In British Columbia, however, it’s common for possession day to be the day after completion. That means the sale is finalized on completion day, but the buyer doesn’t get the keys or move in until possession day.

“The process can look complicated on paper,” says De Picciotto. “But when your mortgage documents are signed, your funds are confirmed, and your lawyer has everything they need ahead of time, it really does come together smoothly.”

Selling before you buy: managing your move and your cash flow

Not every closing day is about your first set of keys. If you’re selling your current home to buy your next one, you’re juggling two transactions, and the timing and cash flow can get tricky. Here’s what to keep in mind so both closings go smoothly.

“There are a few ways to bridge that gap, and the right one depends on your timeline, your equity, and how flexible your dates are,” says De Picciotto.

Here are a few strategies to manage the move and your cash flow when selling before buying:

Coordinate your closing dates:
Ideally, your sale closes a day or two before your purchase, so the proceeds are available for your down payment. Your REALTOR® and lawyer can help negotiate dates that work for both sides.
Ask about bridge financing:

If your purchase closes before your sale, your lender may offer a bridge loan, which is a short-term loan secured against both properties, typically lasting 30–90 days. You’ll need a firm sale agreement on your current home to qualify, so talk to your RBC Mortgage Specialist early.

Budget for two sets of closing costs:

You’ll pay closing costs on both transactions. From legal fees to land transfer tax, and adjustments on the purchase, plus legal fees and commissions on the sale. You may need short-term storage and temporary housing, overlap costs like double utility payments or bridge loan interest. Make sure to factor these costs into your cash flow plan.

Know your net equity position:

Your sale proceeds aren’t all spendable cash. After paying off your mortgage, commissions, and legal fees, what’s left is what you actually have for your next down payment.

Can you move in the moment the home is officially yours?

That depends on the contract.

“I get this question a lot, and the honest answer is: not quite,” says De Picciotto. “Before your lawyer can release possession, the mortgage funds need to be fully advanced and received on their end. That process usually takes a few hours on closing day. So while everything may be signed and sealed by mid-morning, you may not get the green light until early afternoon. I always tell clients: don’t book your movers for first thing in the morning. Give yourself a buffer, and confirm the expected fund transfer timeline with your lawyer a day or two before.”

What to expect with the key handover

Nothing says, “Yay, this is real!” like unlocking your new front door. But first, you need the key. So how do you get it? This process also depends on where you live, what your contract specifies, and how the REALTORS® in your transaction prefer to handle things.

The key release only happens once everything is official. So if your transaction closes on a Friday afternoon and your lawyer has already left for the day, you may need to wait until Monday to get into the new place. Planning ahead (and confirming your lawyer’s hours!) can help avoid this stressful surprise.

The buyer’s closing checklist

Buyers can get caught up in the excitement of the transaction and miss doing a few things that will make their move (and the logistics of their first couple of days as homeowners) a little smoother.  Here are some tips to be fully prepared for closing day:

✓Do a final numbers check with your lawyer or notary: Make sure all the transfer papers,  land title forms, and the statement of adjustments are signed and ready to go.
✓Line up your utilities, services, and mail forwarding early: Contact your electricity, gas, water, and internet providers to schedule the switchover, and submit a Canada Post mail forward at the same time. Some providers need up to 30 days’ notice, so don’t leave this to the week of closing.
✓Confirm your home insurance is active before closing day: Your lender requires proof of insurance before advancing mortgage funds. Make sure your policy is in place and your insurer knows your possession date; your lawyer will ask for a certificate of insurance at closing.
✓Review your mortgage documents before you sign: You’ll sign your final mortgage documents at your lawyer’s office, but look them over beforehand. Make sure the rate, payment amount, and amortization period all match what you agreed to with your lender.

Once you’re in…

✓Do a walk through the moment you get the keys: Check that the home is in the same condition as when you signed the contract: appliances, heating, water, and overall state. Take photos or video of anything that concerns you right away. The sellers are contractually obligated to have the house in substantially the same condition as when the contract was signed.
✓Change the locks and update your security codes: You don’t know how many copies of the old keys are out there. Make this one of your first tasks.
✓Set up your mortgage payments: Confirm your first payment date and that the pre-authorized debit is linked to the right account. It’s easy to overlook this in the chaos of moving, but missing that first payment can affect your credit.

Be prepared for some big emotions

“I’ve walked alongside a lot of clients on closing day, and the emotions are always real: excitement, relief, sometimes a little disbelief that it’s finally happening,” says De Picciotto. “The financial prep is what I’m here for, but what I always tell people is that closing day is so much bigger than the numbers. It’s the start of something new, and that’s worth taking a moment to appreciate.”

Closing day may look like the finish line, but it also truly is the start of something new. With proper prep and the right guidance from a trusted REALTOR®, the process can be smooth, stress-free, and full of joy.

You may also be interested in reading…


This article is intended as general information only and is not to be relied upon as constituting legal, financial or other professional advice. A professional advisor should be consulted regarding your specific situation. The information presented is believed to be factual and up-to-date but we do not guarantee its accuracy and it should not be regarded as a complete analysis of the subjects discussed. All expressions of opinion reflect the judgment of the authors as of the date of publication and are subject to change. No endorsement of any third parties or their advice, opinions, information, products or services is expressly given or implied by Royal Bank of Canada or any of its affiliates.

10 questions à se poser avant d’emménager avec votre coloc

L’idée de vous installer avec un colocataire peut sembler séduisante, surtout si c’est avec une personne avec qui vous vous entendez déjà bien. Vous allez partager les frais, vivre peut-être une première expérience loin des parents, dans un nouvel espace que vous allez décorer à votre goût. Mais avez-vous pensé à tout? Voici 10 questions à vous poser avant de partager votre nouveau logement avec quelqu’un. Colocs qui déménagent


Cet article a été initialement publié le 10 janvier 2024 et a été mis à jour pour garantir que les informations restent exactes et pertinentes.


1. Avez-vous les mêmes attentes?

Il faut savoir respecter l’espace et l’intimité de l’autre. Tout le monde n’a pas les mêmes habitudes de vie. Certains sont matinaux, d’autres sont noctambules. Vous êtes peut-être très sociable et vous aimez recevoir des invités. À moins que vous préfériez le calme. Discutez de vos habitudes et assurez-vous que vos styles de vie sont compatibles.

2. Qui signera le bail?

Allez-vous avoir un seul bail ou des baux séparés? Quel sera le nom sur le bail? Le vôtre? Vos deux noms? Comment allez-vous vous organiser pour le paiement du loyer? Qui sera responsable?

3. Quelle est la capacité de votre colocataire à payer?

Il est important de connaître la situation financière de votre futur coloc afin de vous assurer de sa capacité de payer sa part du loyer chaque mois. Il est conseillé de mettre par écrit les modalités de paiement du loyer, mais aussi d’autres frais.

4. Avez-vous une auto?

Si l’un de vous deux possède une auto, il faut clarifier dès le début comment vous allez éventuellement la partager. À quelles conditions? Quels horaires? Qui paiera l’essence, l’assurance, l’entretien? Et où allez-vous la stationner?

5. Aurez-vous des animaux de compagnie?

Si l’un de vous souhaite avoir un animal de compagnie, assurez-vous d’être sur la même longueur d’onde. Avoir un chien, un chat ou même un lapin implique un engagement et des responsabilités. Qui s’en occupera? Qui le nourrira? Qui le sortira? Qui paiera les frais du vétérinaire? Assurez-vous que votre colocataire est d’accord et, surtout, que le bail le permet. Évier de cuisine très sale

6. Avez-vous la même notion de la propreté?

L’hygiène et l’ordre sont des sujets sensibles. Ça crée déjà souvent des tensions chez les parents, mais ça peut aussi en créer avec les colocataires. Il faut s’entendre sur les normes de propreté à respecter dans les espaces communs, comme la cuisine, la salle de bains ou encore le salon. Il faut aussi se répartir les tâches ménagères de façon équitable et les faire régulièrement.

7. Combien de temps allez-vous rester ensemble?

Il faut savoir si vous avez les mêmes projets à long terme ou si l’un de vous envisage de déménager, de voyager, de changer de travail ou même de se marier. Il faut aussi discuter de ce qui se passe si l’un de vous veut partir avant la fin du bail : comment trouver un nouveau colocataire, comment transférer le bail et comment partager les frais de déménagement?

8. Vous entendrez-vous à long terme?

Aujourd’hui vous êtes peut-être des amis. Mais, vous entendrez-vous au quotidien, et avez-vous des atomes crochus? Avez-vous des centres d’intérêt communs, des valeurs similaires? Vous faites-vous confiance, vous respectez-vous, vous soutenez-vous? Comment allez-vous gérer les conflits, les compromis ou les frustrations? Deux colocs qui déplacent les meubles dans leur nouveau logis

9. Avez-vous les mêmes goûts?

La décoration des espaces communs doit faire l’objet d’un accord mutuel. Discutez de vos goûts et assurez-vous que chacun se sente chez soi, avant de repeindre le salon ou de changer tous les cadres.

10. Finalement, pensez à vous faire aider par un courtier ou un agent immobilier

Saviez-vous que les courtiers ou agents immobiliers peuvent vous conseiller et vous accompagner tout au long du processus de location? Ils peuvent aussi vous aider à trouver le logement qui correspond à vos besoins, à votre budget et à vos attentes. Vous trouverez les courtiers ou agents immobiliers de votre secteur sur le site REALTOR.ca. La colocation n’est pas seulement une question de partage des coûts, mais aussi de partage d’un lieu de vie. Il est donc essentiel de respecter l’espace de chacun et de communiquer ouvertement sur les sujets susceptibles de créer des tensions. Définir des règles claires dès le départ pourra vous aider à prévenir les malentendus et les conflits éventuels.

Common Hiccups During the Home Buying Process

Wouldn’t it be great if the home buying process always went smoothly with no issues?

The reality is, sometimes there are hiccups that can stall a sale. From getting cold feet to your home inspection revealing unwanted issues, there are ways you can navigate these bumps in the road before continuing on your journey.

In this article, we gained some insights from REALTORS® as to how these circumstances can impact a sale and how to manage them.

In this article, we go over what happens if:


This article was originally published July 27, 2023, and has been edited to ensure the information remains accurate and relevant.


Find out what happens if the closing date doesn't match the sale of your current home

Your offer is rejected

John Mark Wilderspin, a REALTOR® in Winnipeg, Manitoba, said you always want to put your best foot forward during the offer process.

“You want to leave the table knowing that at the end of the day, if someone paid $1 more, you’d be happy with what you did,” he said.

But sometimes the perfect home is almost at your fingertips, and soon after putting in an offer you get the news it’s been rejected. Now you have two options—make another offer or walk away.

If you’re making a second offer, if it’s right for you, consider eliminating one or two conditions, said Wilderspin—though, remember, it’s never advised to remove the home inspection condition. There’s also the option of moving up the closing date or increasing your offer price. In some circumstances, it’s just best to move on and find another dream place you can call home. Your REALTOR® can assess the situation and provide the best course of action, keeping your goals (and budget) in mind.

Find out what steps to take if a home inspection reveals problems

The closing date doesn’t align with your current home’s sale

Let’s say you’ve sold your home to buyers with a closing date of Oct. 1, but the home you’ve purchased doesn’t have a closing date until Oct. 15. In this case, you may need to find a place to stay while you wait for the keys to your new home.

You can consider putting your possessions in storage and staying with friends and family, or staying at a short-term lease. It will be an added expense, but it could be the difference between getting the best financial offer for your home, or having to settle for something less in order to have your preferred dates line up.

Chris Craik, a REALTOR® in Saskatoon, Saskatchewan, said “seeing the bigger picture is important. A week or two may be an inconvenience, but it may be worth it to purchase your dream home.”

Your REALTOR® can help find a short-term rental as needed, and will also help negotiate with the other REALTORS® involved in the sales to get your closing dates as close as possible.

Make the buying process smoother by working with a realtor

Home inspection reveals issues

As mentioned earlier, home inspections should always be included as part of your conditional offer on a home, as they can help identify both major and minor issues that could cost you money once you take possession.

If a home inspection brings up issues that aren’t enough to end the entire sale, your REALTOR® can work with the seller’s agent to negotiate terms for both parties. In situations like this, typically the costs of repairs are split between the buyer and the seller—but this depends on how the condition was laid out in your initial offer.

However, if there are major structural, electrical, or mould issues, your REALTOR® may recommend getting out of the deal completely. Even if you think the home is perfect in every other way, you’ll need to think of the big picture and ask yourself if you’re willing to put up with major issues and the financial commitment required to fix them. Odds are, you’ll be better off finding a new property—as heartbreaking as that may feel.

Reevaluate your home plan and make any necessary adjustments

You get cold feet

Buying a home is one of the biggest purchases you can make in your life. Getting cold feet is not only normal, but it’s to be expected. Whether the jitters set in at the beginning or end of the process, you want to make sure you don’t lose money because of indecision. Working with a REALTOR® can help calm your home buying nerves. A big part of their job is to help you make smart, informed decisions for your lifestyle and future plans.

“Instead of looking at it as climbing a mountain, concentrate on your next move and keep focused on the task at hand,” said Craik.

There are some moments where cold feet will cost you, and this includes after your offer is firm. In this case, you may need to forfeit your deposit. Moreover, until you’ve got those keys in hand, it’s best to avoid any major life changes, like purchasing a car or switching jobs, as this may affect your ability to secure financing.

You get discouraged you’re not finding anything

“When you get discouraged, re-adjust your expectations and wait it out,” said Wilderspin. “Try to buy in the off-season when the market is a bit quieter.”

If you can’t find anything that meets all the boxes on your checklist, try seeing if you can turn some must-haves into nice-to-haves, such as parking or a big backyard. Another strategy to consider is buying what works for you and your family at this time.

“Sometimes we get so caught up in finding our forever home that we miss out on something that fits our current lifestyle,” said Craik. “As life moves on and things change, there’s always the option of selling and finding a space that’s bigger.”

If you get discouraged, take a moment and think about why you started in the first place and re-adjust your plan where necessary.

Whether it’s your first time or you’re a seasoned pro, sometimes the home buying process is not as smooth as we would like. Although there can be some hiccups along the way, your REALTOR® is there to help you overcome barriers during the home buying process.

You may also be interested in reading…

Tout savoir sur les frais de condo

Acheter un condo peut être intéressant pour les acheteurs qui n’ont pas le goût d’entretenir un terrain ou pour qui le prix des maisons est trop élevé. Les condos offrent souvent des accès à une piscine, à un gym et à plusieurs autres services intéressants. Toutefois, cette option vient avec un prix à payer : les frais de condo s’ajoutent à l’hypothèque et on doit en tenir compte dans son budget. Depuis le printemps 2022, au Québec, les copropriétés doivent constituer un fonds d’autoassurance afin d’avoir une réserve qui couvre la franchise la plus élevée à payer en cas de sinistre, comme un dégât d’eau.  Mais expliquons tout d’abord ce que sont les frais de condo. Ce sont des charges communes que chaque copropriétaire d’un condo doit payer. En général, cette somme sert à financer l’entretien du terrain et des espaces communs (par exemple le gazon, les frais de déneigement, le ménage des espaces communs, ou l’entretien de la piscine s’il y en a une). Cet argent est géré par un syndicat de copropriétaires et inclut un fonds de prévoyance qui doit être de 5 % au minimum des frais de condo, et qui servira aux situations urgentes et réparations majeures. Le montant des frais de condo est fixé à partir du budget annuel de la copropriété, mais peut facilement grimper au-delà de 300 $ par mois. 


Cet article a été initialement publié le 08 Août 2022 et a été mis à jour pour garantir que les informations restent exactes et pertinentes.


Les frais de condo, qu’est-ce que c’est?

En tant que propriétaire, vous êtes responsable des frais relatifs à votre unité, mais vous devez aussi payer des frais pour ce qui est en copropriété, comme la structure de l’édifice, les aires communes, le terrain et le toit. On serait porté à croire que les frais de condo sont calculés en fonction de la surface habitable d’un condo. Toutefois, d’autres critères sont aussi pris en compte, comme la valeur relative de la fraction d’un copropriétaire. 

Méfiez-vous des frais de condo trop bas! 

Il arrive que les promoteurs affichent des frais de condo très bas pour attirer les acheteurs, et négligent alors d’avoir un bon fonds de prévoyance. De mauvaises surprises peuvent s’en suivre, telles des cotisations spéciales auprès des copropriétaires pour payer des réparations ou dépenses imprévues.  Plusieurs personnes pensent à tort que les charges d’une maison sont moins élevées que les frais de condo, mais il ne faut pas comparer des pommes et des oranges, car les frais de condo incluent aussi des services pour les parties communes ou des services comme la piscine ou le gym.

À quoi sert le fonds de prévoyance?

Le fonds de prévoyance est une réserve d’argent qui sert à couvrir des travaux majeurs d’un immeuble dont le syndicat de copropriété est copropriétaire. Cet argent peut servir par exemple à refaire le toit, effectuer des travaux dans les aires communes ou réparer les balcons. Il représente au minimum 5 % des frais de condo, mais ce pourcentage est la plupart du temps nettement insuffisant en cas de bris, de manque d’entretien ou de négligence. Cela arrive donc régulièrement que les copropriétaires soient appelés à débourser des “sommes extraordinaires” pour régler un problème, et qu’ils doivent payer d’une seule traite. Il est important de noter que les frais du fonds de prévoyance ne peuvent pas être récupérés lors de la vente du condo.  Vous voulez en savoir plus sur les frais de condo et ce qui s’y rattache? Avant d’acheter une copropriété, prenez le temps de bien vous informer auprès d’un courtier détenteur du titre REALTOR®. 

Bank of Canada Holds Rate at 2.25% as Housing Activity Rebounds

The Bank of Canada announced Wednesday, June 2, that its policy interest rate will remain unchanged at 2.25%, extending the holding pattern to seven straight announcements.

Canada’s central bank cited the fluidity of new U.S. tariffs and Canadian counter-measures, as well as the continuing conflict in the Middle East, as reasons for staying the course. Other factors, such as tightening financial conditions and consistently rising bond yields, were also considered in its decision making.

Canada’s economy picked up in the second quarter, with GDP growing 3.3% after a much weaker start to the year. The gains were fairly broad, with consumer spending increasing, and what’s interesting to note in the Bank’s report is how housing activity is showing signs of a rebound after several sluggish quarters.

That lines up with recent national housing data from the Canadian Real Estate Association, which showed home sales edging up 0.5% between June and July, marking the fourth consecutive monthly increase. The national MLS® Home Price Index—the most advanced and accurate tool to gauge a neighbourhood’s home price levels and trends—also increased 0.1% month over month, its first increase since November 2024.

“Overall, recent data reaffirm Governing Council’s view of a broadening recovery in Canada’s economy. However, uncertainty is high and new US tariffs and threats of further action pose risks to the sustainability of the recovery.”
– Bank of Canada

What homeowners, home buyers and sellers need to know following the Bank of Canada rate announcement

Variable Rate Mortgages
For Canadian homeowners with variable rate mortgages, today’s announcement means their borrowing rate should remain unchanged once again.

Fixed Rate Mortgages
Fixed rate mortgage holders won’t see an immediate change either, although the rates available to someone buying a home or renewing a mortgage can still move independently of the Bank of Canada. Since Government of Canada bond yields are an important influence on fixed mortgage pricing, a Bank of Canada rate hold doesn’t necessarily mean fixed mortgage rates are holding, though. (More on this below.)

For Home Buyers
Today’s announcement does remove one immediate variable from the equation: lenders aren’t expected to adjust their prime rates as a direct result of the decision, meaning variable mortgage rates should remain relatively steady for the time being (but of course, these days, nothing is certain.)

How do interest rates spur the housing market?

This was the basis of a recent Bank of Canada report that suggests lower interest rates can help bring buyers back into the housing market, particularly when the job market is strong. When borrowing costs fall, home sales can respond fairly quickly.

New housing supply, however, takes longer to catch up. Lower rates can encourage more construction, the report says, but the research found the impact on housing starts can take roughly two years to become significant.

That gap between demand and supply can put additional pressure on home prices. The research suggests interest rates can help stimulate housing activity, but increasing the supply of homes requires measures that go beyond monetary policy.

The federal government has stated it is trying to tackle the supply side more directly. Build Canada Homes, launched in 2025 and now being established as a Crown corporation, is using federal land, financing and partnerships with provinces, municipalities and housing providers to help get more homes built.

What mortgage rates are available in Canada right now?

For those looking into getting a mortgage, you may find things are moving in a more expensive direction.

As of September 2, Ratehub.ca lists some of the lowest nationally available mortgage rates around:

Term
Type
Rate
3-Year
Fixed
3.94%
5-Year
Fixed
4.09%
5-Year
Variable
3.30%

That five-year fixed rate is one to keep an eye on. Rates dipped below 4% earlier this summer, but rising bond yields have since nudged some fixed mortgage rates back up.

It’s important to note exact rates vary depending on the lender, your down payment, the property, your credit profile, whether the mortgage is insured and other factors.

So, while the Bank of Canada has been in a holding pattern, the mortgage market hasn’t necessarily been standing still.

Writer’s note: These are examples rather than guaranteed offers. Banks and other lenders regularly provide discretionary discounts, and the rate offered to an individual borrower may be lower or higher. Mortgage rates can also change at any time.

Is your mortgage up for renewal soon?

For homeowners approaching a mortgage renewal, seven consecutive Bank of Canada holds at least provide some stability on the variable side of the equation.

Many Canadians who originally took out mortgages when rates were exceptionally low are still renewing into a much different borrowing environment. If your renewal is approaching, it’s important you don’t wait for the final few weeks to start exploring your options.

Your current lender may send you a renewal offer, but you aren’t required to accept it without comparing what else is available.

Consider the “4 Ps” when moving a mortgage:
✓prepayment privileges;
✓penalties;
✓portability; and
✓payment flexibility.

You’ll also want to find out whether there are fees involved in moving your mortgage and whether a competing lender is willing to cover some of those costs.

Here’s what you need to know if your mortgage is up for renewal

Why working with a REALTOR® is important

Your REALTOR® is your personal real estate MVP. While you’re figuring out financing, they can already get to work behind the scenes.

If you’re buying, this means setting up searches for you, attending open houses on your behalf, and asking around to their connections about what might be coming available.

If you’re selling, your REALTOR® can get to work marketing your property right away, getting it ready for staging and compiling documentation, all without severely disrupting your routines.

Thankfully REALTORS® monitor market trends and housing data to make sure, whether you’re buying or selling, your best interests are kept top of mind.

Don’t put it off any longer. Find your REALTOR® today.

6 signes qu’un inspecteur devrait reconnaître du premier coup

Si l’embauche d’un inspecteur en bâtiment certifié n’est pas obligatoire au moment de l’achat d’une propriété, l’expertise et les précieux conseils de ce professionnel peuvent certainement vous sauver du temps, de l’argent et beaucoup de soucis.  Selon ce qu’il ou elle peut déceler à l’inspection, vous aurez la possibilité de réévaluer votre offre d’achat, d’identifier les problèmes qui doivent être réglés avant de prendre possession de votre maison, voire même de décliner ou de faire une offre d’achat avant qu’il ne soit trop tard.


Plafond qui coule


Cet article a été initialement publié le 22 novembre 2023 et a été mis à jour pour garantir que les informations restent exactes et pertinentes.


Autres professionnels à consulter avant de vendre

En tant que propriétaire-vendeur, n’hésitez jamais à faire appel à des professionnels pour réparer, rénover ou restaurer votre propriété lorsqu’il s’agit de travaux aussi importants que la structure, l’électricité ou la plomberie. Il serait en effet dommage de voir une vente vous échapper lors de l’inspection parce que vous faites des travaux vous-même au lieu de les confier à l’expertise d’un professionnel. Avant de paniquer à la moindre faille dans le plâtre, il convient également de statuer avec votre inspecteur sur ce qui constitue un facteur alarmant. En effet, si vous n’avez aucune connaissance en rénovation, un budget serré, et de jeunes enfants, vous n’aurez pas les mêmes critères que si vous êtes entrepreneur en construction, avec du temps, et un budget conséquent. Vous devez donc considérer  :

  1. vos connaissances en rénovation, construction et gestion de chantier;
  2. le budget dont vous disposez pour effectuer des travaux, s’il y a lieu;
  3. le temps et l’énergie dont vous disposez pour gérer des travaux, avant, ou après la prise de possession.

Mur de brique qui s’effrite

Autres signes

Au-delà des indices habituels liés à la structure, la toiture, l’électricité, la plomberie, la fondation, la fenestration, l’humidité et l’infestation, voici six problèmes que votre inspecteur devrait vous signaler :

  1. Des flaques d’eau stagnante sur le terrain; signe que le drainage ne se fait pas bien, et que vous risquez d’avoir des problèmes (graves) d’infiltration.
  2. Des portes et fenêtres qui ne ferment pas, ou qui ferment mal; signe que la structure a bougé, et risque de bouger encore.
  3. Une odeur nauséabonde ou d’humidité; signe potentiel de fuite d’eau, d’infiltration par la toiture ou la fenestration, de moisissure, ou d’infestation de vermine entre les murs, dans la structure, ou dans la cave. Tant que vous n’aurez pas identifié la source, vous ne connaîtrez pas l’ampleur du problème ni les coûts qui y seront liés.
  4. Des fissures dans les fondations; si de minces fissures sont normales, des espaces de plus de deux centimètres peuvent être signe d’une fondation instable. Demandez à votre inspecteur s’il est qualifié pour examiner des fondations, et sinon, demandez à un expert.
  5. Des rénovations « faites maison ». Il s’agit de rénovations effectuées de manière non professionnelle et qui ne répondent pas aux normes du bâtiment. Il faut souvent tout défaire, et tout refaire, ce qui peut s’avérer coûteux.
  6. Plusieurs pancartes « à vendre » dans le voisinage. informez-vous! Est-ce le signe d’un quartier devenu problématique? D’un projet industriel qui risque de dévaluer les propriétés? De risques accrus d’inondation ou d’exposition à des matières toxiques?

En bref, il vaut toujours la peine d’obtenir les vraies réponses afin d’évaluer les risques qu’on est prêt à prendre, ou ceux qu’on préfère éviter.

10 Awesome Lake Ontario Communities to Call Home (Aside from Toronto)

Toronto tends to get allllllll the attention when talk turns to living on Lake Ontario.

Fair enough.

It’s rather difficult to miss, after all, what, with its three million residents and 100-plus skyscrapers.

However, if you follow the shoreline in either direction the scenes and backdrops change quickly. There are communities with GO connections, historic towns where downtowns end near the water, beaches, marinas, trails, and quieter places making lakeside living feel less busy.

So, if you’re thinking about moving or simply wondering what else is out there beyond Toronto, we wanted to provide a closer look at communities along the shoreline of Lake Ontario that offer very different versions of life by the 14th largest lake in the world.

Of course, these aren’t the only communities to know along Lake Ontario, nor is this meant to be a definitive ranking.

And there are bound to be some opinions on this list. We’d love to hear more about your favourite places along the lake on our Facebook or Instagram!

Niagara on the Lake

Niagara-on-the-Lake, Ontario

At the western end of Lake Ontario, Niagara-on-the-Lake offers a much different pace than the larger communities around the Golden Horseshoe. The municipality stretches well beyond the shoreline, but Old Town’s historic streets, parks and location where the Niagara River meets Lake Ontario give it a particularly strong connection to the water.

There’s change happening, too. Council adopted a new Official Plan in May 2026 to guide housing, infrastructure and growth while protecting agricultural and environmentally sensitive land. It’s currently subject to provincial approval.

Housing Snapshot (July 2026)
  • MLS® Home Price Index benchmark price: $870,900 (down from $909,500 in 2025)
  • Sales: 35
  • New listings: 79
  • Average days on market: 49

Source: Niagara Association of REALTORS®

Grimsby

Grimsby, Ontario

Grimsby fits neatly between two pretty significant natural features: Lake Ontario and the Niagara Escarpment. That gives residents waterfront access in one direction and hiking opportunities in the other, all within a community considerably smaller than Hamilton or Toronto.

High-rise and mid-rise condominiums cluster heavily near Lake Ontario along Concord Place and North Service Road, making for a walkable lakefront layout.

Grimsby is perfect if you like a relaxed lakeside backdrop with historic small-town warmth… and don’t forget to check out the colourful, fairy-tale cottages of Grimsby Beach.

Housing Snapshot For GRIMSBY (July 2026)
  • MLS® Home Price Index benchmark price: $671,000 (down from $728,700 in 2025)
  • Sales: 39
  • New listings: 94
  • Average days on market: 34

Source: Niagara Association of REALTORS®

Burlington

Burlington, Ontario

If your idea of lakeside living still involves having a full-sized city around you, Burlington makes a strong case. Downtown puts Spencer Smith Park, Brant Street Pier, restaurants and residential neighbourhoods within easy reach of Lake Ontario, while the city also has three GO stations.

There could be substantially more housing around transit in the years ahead. A proposal currently under review around Aldershot GO includes six buildings and about 2,713 homes. It still remains a proposal, not an approved development, but those in Burlington are no strangers to new housing developments. Just have a look at this 8,800-unit plan along Highway 403 dubbed as “Burlington’s first urban village.”

Burlington is experiencing relatively more favourable buyer conditions than the same time last year. Home sales, average price, and days on market are all moving in the right direction for buyers.

Housing Snapshot for Burlington (July 2026)
  • MLS® Home Price Index benchmark price: $874,200 (down from $899,500 in 2025)
  • Sales: 798 (Coverage area includes Hamilton, Burlington, Haldimand and Niagara North)
  • New listings: 1,597
  • Average days on market: 41

Source: Cornerstone Association of REALTORS®

Oakville

Oakville, Ontario

Oakville gives you more than one waterfront personality. Old Oakville puts heritage streets, shops and restaurants close to the lake and Sixteen Mile Creek, while Bronte Village has its own harbour, parks and village-style commercial district farther west.

Bronte’s waterfront is also evolving. Town council endorsed a new waterfront strategy in May 2026 aimed at improving public access, pedestrian connections, parks and year-round use while maintaining the harbour’s boating functions. Individual projects will still require future approval and funding.

Housing Snapshot for Oakville (July 2026)
  • MLS® Home Price Index benchmark price: $1,057,100 (down from $1,108,000 in 2025)
  • Sales: 467
  • New listings: 1,083

Source: Canadian Real Estate Association and the Oakville, Milton and District Real Estate Board

Port Credit

Port Credit, Ontario

Spend some time around the Credit River, marina and Lakeshore Road and it becomes pretty clear why this waterfront neighbourhood has an identity of its own outside of the rest of Mississauga.

There’s also plenty changing around it. Brightwater, on former industrial lands, is a 72-acre mixed-use development with about 18 acres of planned parkland, including a 13-acre waterfront park.

For housing, however, the official monthly figures are available for Mississauga overall, rather than Port Credit specifically.

Housing snapshot for Mississauga (July 2026)
  • MLS® Home Price Index benchmark price: $874,200 (down from $899,500 in 2025)
  • Sales: 500
  • New listings: 1,597
  • Average days on market: 41

Source: Cornerstone Association of REALTORS®

Pickering

Pickering, Ontario

Pickering offers Lake Ontario access without giving up a GTA address. Frenchman’s Bay is surrounded by waterfront trails, parks, marinas and residential neighbourhoods, while Pickering GO and Highway 401 are only a short distance inland.

The bay is also an environmentally significant coastal wetland, and Pickering’s portion of the Waterfront Trail runs for more than 12 kilometres across three sections along and around the shoreline.

Housing snapshot for Pickering (July 2026)
  • MLS® Home Price Index benchmark price: $875,700 (down from $922,200) in 2025)
  • Sales: 98
  • New listings: 259
  • Average days on market: 29

Source: Toronto Regional Real Estate Board

Cobourg

Cobourg, Ontario

Cobourg manages to put a traditional downtown, established residential streets, marina and a sizeable beach within a relatively compact area. Victoria Beach stretches for more than a kilometre right beside Victoria Park, making the waterfront part of the town, rather than somewhere you have to drive to reach.

The housing numbers also sit on a noticeably different scale from communities closer to Toronto.

Housing snapshot for Cobourg (July 2026)
  • Average sale price: $740,844
  • Sales: 41
  • New listings: 78
  • Average days on market: 40

Source: Central Lakes Association of REALTORS®

Prince Edward County

Prince Edward County, Ontario

Prince Edward County offers one of the least urban versions of Lake Ontario living on this list. Instead of one continuous waterfront community, the municipality includes towns, villages, farmland and hundreds of kilometres of shoreline.

That means not every address is on or even particularly close to Lake Ontario, but beaches, boating and outdoor recreation are a big part of the local lifestyle. The county has more than 700 kilometres of shoreline, while the Millennium Trail stretches through the municipality from Carrying Place towards Picton.

Housing snapshot for Prince Edward County (July 2026)
  • Average sale price: $764,362
  • Sales: 57
  • New listings: 115
  • Average days on market: 60

Source: Central Lakes Association of REALTORS® / CREA

Quinte West

Quinte West, Ontario

Quinte West brings another type of waterfront into the mix. Trenton sits where the Trent River enters the Bay of Quinte, with downtown, residential neighbourhoods, Centennial Park and Trent Port Marina all close to the water.

It can make sense for people looking for a smaller urban centre and easier access to boating, trails and Eastern Ontario, rather than a commute into Toronto. Housing is also considerably less expensive on average than in most western Lake Ontario markets.

Housing snapshot for Quinte West (July 2026)
  • Average sale price: $554,610
  • Sales: 51
  • New listings: 147
  • Average days on market: 47

Source: Central Lakes Association of REALTORS® / CREA

Kingston

Kingston, Ontario

At the eastern end of this list, Kingston feels less like a waterfront town and more like a full city that has its identity engrained with the waterfront.

The downtown, universities, established neighbourhoods and employment base give it an urban feel, while parks and shoreline paths keep Lake Ontario close by. The city is also advancing plans for the Confederation Basin Promenade, a new accessible public walkway and waterfront space on the existing breakwall; construction is currently anticipated to begin in 2027.

Housing snapshot for Kingston (July 2026)
  • MLS® Home Price Index benchmark price: $577,000
  • Sales: 1,719
  • New listings: 682

Source: Kingston and Area Real Estate Association / CREA

A few smaller Lake Ontario communities to keep on your radar

Port Dalhousie: This St. Catharines waterfront neighbourhood sits around the harbour at the mouth of Twelve Mile Creek. Lakeside Park, the beach, marina and nearby restaurants make it one to know if you like the idea of a recognizable waterfront neighbourhood within a larger city.

Newcastle: Part of Clarington, Newcastle offers a smaller-community setting while keeping Highway 401 and Durham Region close by. Its Lake Ontario side includes Port of Newcastle Park and nearby natural areas, making it an option for people who want quieter residential surroundings without heading too far east.

Port Hope: Heritage architecture gets plenty of attention here, but Lake Ontario is never far away. Beaches, trails and the Ganaraska River meet a compact downtown, creating a small-town setting that still has Highway 401 and VIA Rail connections.

Brighton: The town sits slightly inland in places, but the municipality reaches Lake Ontario through the Presqu’ile peninsula. Presqu’ile Provincial Park adds beaches, wetlands and trails, making this one particularly appealing if access to nature matters more than big-city amenities.

Bath: About 30 kilometres west of downtown Kingston, Bath is a genuinely small waterfront village. Parks, a marina and a historic village centre line the shoreline, making it a quieter option for anyone whose ideal Lake Ontario setting involves fewer towers and considerably fewer traffic lights.


The information is intended to provide a broad, high-level comparison of housing markets and should not be interpreted as a valuation of any specific property. 

La déco quand il fait chaud : 5 façons de rafraîchir notre déco sans climatiseur

Avec la belle saison viennent les longues soirées passées dehors, les rayons de soleil ardents qui nous réveillent le matin de leurs pointes lumineuses et… la chaleur. Je vous entends déjà me dire que nous n’avons pas le droit de nous plaindre de la chaleur puisque nous l’avons attendue avec ferveur et impatience tout l’hiver. L’idée n’est pas ici de souhaiter la fin de l’été, mais de plutôt se donner les outils nécessaires pour profiter pleinement de la belle saison en adaptant notre déco, et ce, même sans climatiseur. Je vous propose donc 5 astuces pour rester au frais cet été.

Dans la chambre, pensez au lit

 

Photo par Spencer _ sur Unsplash

 

Nous avons notre « garde-robe d’été » et celle d’hiver. Choisir une literie plus légère vous aidera à garder votre matelas frais et contribuera grandement à la qualité de votre sommeil malgré la chaleur.
Une autre façon de rafraîchir votre chambre sans air conditionné est de choisir un matelas qui ne conserve pas la chaleur. Les matelas faits de mousse hybride viscoélastique ventilée, par exemple, permettent d’identifier les points de pression et de réduire la température du matelas. Ils sont parfaits les nuits chaudes d’été, car ils vous donneront fraîcheur et confort!

Fermez les portes

 

Photo par Philipp Berndt sur Unsplash

 

Si vous savez que vous n’utiliserez pas certaines pièces de votre appartement ou maison pendant la journée, gardez leurs portes fermées. Ces pièces ne seront pas en mesure de « voler » l’air frais d’ailleurs, ce qui vous aidera à garder vos autres pièces à une température plus agréable. À l’inverse, vous voudrez aussi profiter des heures de la nuit, plus fraîches, en ouvrant toutes les portes intérieures pour laisser l’air circuler librement dans votre maison et rafraîchir les pièces au passage.

Optez pour des textiles plus légers

 

Photo par Eea Ikeda sur Unsplash

 

Allégez votre déco en faisant une rotation entre les textiles plus lourds, et par conséquent chauds – tapis, jetés, coussins décoratifs en fourrure, rideaux en velours –, pour des options plus légères. Durant les saisons froides, nous aimons bien nous entourer de textures enveloppantes et de couleurs chaudes. À l’arrivée de l’été, remplacez les couleurs de terre par des couleurs plus vives, beaucoup de blanc et des tissus vaporeux. Ces couleurs claires absorbent moins la chaleur du soleil et les tissus vaporeux respirent mieux et ne conserveront pas l’humidité ambiante. Pour un visuel sans faille, vous n’avez qu’à visualiser les couleurs qu’arborent les maisons des îles grecques. Voyage sensoriel garanti!

Inversez votre ventilateur de plafond

 

Photo par Hutomo Abrianto sur Unsplash

 

Une petite astuce futée! Vous ne savez peut-être pas que votre ventilateur de plafond doit être ajusté en fonction des saisons. En été, inversez-le pour qu’il tourne dans le sens inverse des aiguilles d’une montre et faites-le tourner à une vitesse plus élevée. Ainsi le flux d’air du ventilateur créera un effet refroidisseur descendant qui vous permettra de vous sentir plus au frais. L’hiver, vous faites l’inverse pour faire descendre la chaleur vers le sol.

Passez aux fluocompactes

 

Photo par Siarhei Horbach sur Unsplash

 

Si vous avez déjà eu besoin d’un agent motivateur pour passer aux ampoules fluocompactes, le voici. Les ampoules à incandescence gaspillent environ 90 % de leur énergie dans la chaleur qu’elles dégagent. Le simple fait de les remplacer aura alors pour effet de vous sauver des sous sur votre facture d’électricité et de diminuer la quantité de chaleur dans la maison. Deux pierres brillantes d’un coup!

J’espère que ces quelques astuces vous rafraîchissent simplement à les lire et que vous aurez tôt fait de les mettre en application afin de pouvoir continuer de profiter pleinement de l’été sans avoir trop chaud!

This ‘Justin Bieber House’ Is for Sale… And the Seller Wants Him to Stay on Display

Imagine buying a home, but the catch is Justin Bieber HAD to stay on display in the living room window?

Would you buy it? Would you be nodding your head yes when you wanna say no? Your mama probably won’t like it, and she likes everyone.

Well, one home for sale in Kingston, Ontario, comes with a famous neighbourhood feature… and its next owner may be asked to keep the popstar poster tradition going.

For roughly a decade (seriously, we went to Google Street View and confirmed this), a life-sized cutout of the iconic Canadian musician has watched over the neighbourhood from the front window of the corner lot home.

According to the listing now on REALTOR.ca, the home hit the market over the weekend and is already catching the attention of the community and local media.

Adam Candon, the listing agent and REALTOR®, went on Kingston’s 98.3 FLY FM recently to explain the cultural significance of this property, known to locals as “the Bieber House.”

“A few years ago when we first sold the property, the purcahser had called me and said, ‘I think I made a huge mistake. I took down the Justin Bieber poster and it seems like the community was a bit angry at us,” Candon says.

“Now that it’s going back up on the market, we’re putting a clause in to make sure the new purchaser does not take down or doesn’t even think about taking down the famous Justin Bieber (cutout poster).”

While he says the “clause” is more of a gesture than a legally binding agreement, the point remains: the community wants to Beliebe the poster will stay.

“The agreement basically states that the first purchaser shall not remove, relocate or obscure the poster whereby preserving the property’s distinctive character, humour and community recognition as the Justin Bieber house,” Candon says.

The listing itself calls the property one of the area’s most recognizable homes and a “true Kingston landmark.”

That might sound like a little Bieber Fever, but there’s history here.

The poster was taken down for a brief stint in 2024, and the reaction online, especially in the Kingston subreddit, was fierce. The post announcing that “The Biebs has left the building” attracted hundreds of upvotes, with commenters mourning the loss of their familiar neighbourhood landmark.

It’s an end of an era. The Biebs has left the building.
by
u/kalebdraws in
KingstonOntario

You could say residents were asking: What Do You Mean? Fortunately, it wasn’t too late to say Sorry.

The Justin Bieber poster eventually returned to his familiar place in the window, where he remains today.

And now that the home is for sale again, its owner apparently wants to make sure the next buyer doesn’t give Bieber another reason to sing Where Are Ü Now.

Would you buy a home with a beloved tradition attached?

Forget the Biebs for a second. Imagine finding a home you love, at a price that works, in the neighbourhood you want, but there’s a big catch.

Maybe the previous owners ask you to keep a beloved lawn ornament. Maybe there’s a mural neighbours adore. Maybe a decades-old holiday display has become a local tradition.

It’s a fun hypothetical, but there are also situations where buyers really can face limitations on what they can change. Heritage designations, condominium rules, easements and restrictive covenants can all potentially affect what you can do with a property.

That’s why buyers should understand whether something is simply a seller’s request, a beloved neighbourhood tradition or an actual restriction affecting the property. A REALTOR® and real estate lawyer can help clarify what you’re agreeing to before the keys change hands.

As for Kingston’s most famous window resident?

Baby, baby, baby, oh… he might actually just be part of the curb appeal.

What to know about Kingston, Ontario

Once Canada’s first capital and famously home to The Tragically Hip, Kingston carries many names: the Limestone City, #YGK, Ktown, and to locals, home.

With Queen’s University, Royal Military College, and St. Lawrence College, Kingston proudly stands as a hub of education and innovation. Its population is made up of students, public sector and military members, retirees, young professionals, families, new Canadians, artists, creatives, and so much more.

Whether you’re drawn to the historic heart of downtown with its amazing waterfront views and endless restaurant options, the family-friendly streets of the west end, the quiet green spaces of the north end, or the up-and-coming energy of the east end, there’s a corner of Kingston that feels just right for everyone. But me? I’ve got a soft spot for the West End and Sunnyside. They’re perfectly centrally into the middle of it all—close enough to the action, but with a laid-back feel that makes everyday living just right.

Learn more about Kingston, Ontario, in our Neighbourhood Guide written by resident and influencer, Rosalyn Gambhir.


This property was selected for coverage because of its connection to Justin Bieber and its cultural significance. REALTOR.ca did not receive compensation in connection with this article, and no preferential placement was provided. This article is intended for editorial and informational purposes only. Any references to the property or its listing are intended solely to provide context to the story. Listing information was current at the time of publication and may change without notice.

5 bonnes raisons de vivre à Joliette

Située à 45 minutes de Montréal, la ville de Joliette, capitale administrative de la région de Lanaudière, partage son pôle urbain avec les villes de Notre-Dame-des-Prairies et de Saint-Charles-Borromée. Bien connue pour son festival de musique classique, dont la notoriété dépasse les frontières, c’est une ville dynamique où nature et culture se côtoient à merveille. Entre une balade sur les berges de la rivière L’Assomption, une visite au musée ou une bouffe gastronomique au centre-ville, les plus de 20 000 Joliettains et Joliettaines jouissent d’une belle qualité de vie. La ville de Joliette s’est d’ailleurs classée, selon un sondage de la firme Léger de mai 2021, au 19e rang des villes québécoises où il fait bon vivre, et au premier rang pour la région de Lanaudière.


Cet article a été initialement publié le 18 avril 2022 et a été mis à jour pour garantir que les informations restent exactes et pertinentes.


Voici cinq bonnes raisons de s’y installer

Photo : Tourisme Lanaudière – Simon Laroche

Un centre-ville animé

Le centre-ville de Joliette s’articule autour de l’esplanade de la place Bourget, qui, l’été venu, accueille divers concerts en plein air comme les Vendredis acoustiques. Cet épicentre offre aussi une ambiance urbaine et branchée, car ses rues avoisinantes regroupent de nombreuses boutiques et bonnes adresses où se sustenter. On passe de belles soirées sur la terrasse de la Brasserie artisanale Albion, située sur le boulevard Manceau, sur lequel s’est développée une pléiade de petits bistrots et restaurants, dont plusieurs de fine gastronomie.  

Photo : Tourisme Lanaudière – Jimmy Vigneux

Le Marché public de Joliette y prend place aussi tous les samedis, de juin à septembre. Une tradition de longue date puisque le premier y a été érigé en 1851. C’est l’occasion de faire le plein de produits frais de la région! D’ailleurs, à moins de 30 minutes du centre-ville, on peut s’approvisionner à même un verger, une ferme, ou une fromagerie. La région de Lanaudière ne manque pas de circuits gourmands! Les Fêtes gourmandes de Lanaudière, se déroulant au mois d’août, sont une autre occasion, à une dizaine de minutes en voiture de Joliette, de découvrir les spécialités lanaudoises. 

Photo : Festival de Lanaudière et Christina Alonso

Une ville qui vibre à la musique

La musique a une place importante à Joliette, comme en témoigne sa devise ornée d’une clef de sol : « Joliette, Sol de musique ». Chaque été depuis 1978, la ville est l’hôte du Festival de Lanaudière, le plus important festival de musique classique au Canada accueillant des artistes de la scène nationale et internationale. L’Amphithéâtre Fernand-Lindsay, situé dans un parc, en est la salle de concert principale. La Maison de la musique René-Charette, dont l’inauguration est prévue en 2023, viendra renforcer le rayonnement de ce pôle musical.

Photo : Festival Mémoires et Racines – Guillaume Morin

Parmi les autres incontournables, on retrouve le Festival Blues de Joliette qui a lieu dans les bars et restaurants du centre-ville, et le Festival Mémoires et Racines, un grand festival de musique traditionnelle qui se déroule en plein air au parc Saint-Jean-Bosco et qui s’adresse à toute la famille avec des ateliers autour de la chanson, du conte, des percussions et de la danse traditionnelle. À cela s’ajoute le Centre Culturel de Joliette, qui vient tout juste d’être rénové et sa grande salle de spectacle dédiée aux comédies musicales. Y sera présenté, à l’été 2022, « La Corriveau – La soif des corbeaux », une pièce iconique québécoise.

Photo : Tourisme Lanaudière

Une offre culturelle variée

Il n’y a pas que la musique qui fait rayonner l’art à Joliette. Le magnifique bâtiment moderne du Musée d’art de Joliette abrite l’une des plus importantes collections d’œuvres d’art du Québec, soit 8 900 œuvres d’artistes canadiens et québécois, en plus de présenter des expositions et des activités culturelles variées de saisons en saisons. Il est le plus important musée d’art contemporain en dehors des grands centres urbains.

Photo : Tourisme Lanaudière

Le Festi-Glace, qui a lieu sur la rivière L’Assomption et qui propose une grande variété de spectacles avec des feux d’artifice et de la sculpture sur neige, anime la saison d’hiver. Mais c’est le très couru Marché de Noël de Joliette qui mène le bal tout le mois de décembre.

Photo : Tourisme Lanaudière – Christian Rouleau

Fondé en 1823 par Barthélemy Joliette, le village d’Industrie devient officiellement la ville de Joliette en 1864. Pour découvrir les événements marquants qui ont façonné son histoire, on se lance sur le Circuit historique de la ville de Joliette, formé de 27 panneaux d’interprétation répartis un peu partout à travers la ville.

Photo : Tourisme Lanaudière

Coins verdure à profusion

En été, on peut profiter pleinement de l’extérieur car plusieurs espaces verts, constitués d’arbres matures, se côtoient sur le territoire. La ville compte plus d’une vingtaine de parcs municipaux. Plusieurs sentiers se prêtent à d’agréables balades comme ceux de l’île Vessot, à 5 minutes du centre-ville, ou de la petite réserve naturelle Marie-France-Pelletier où l’on peut admirer la flore régionale. Une partie de la réserve est d’ailleurs en cours de revitalisation. La rivière qui serpente la ville en jolis méandres offre un parc riverain agréable et frais.

Photo : Tourisme Lanaudière

La Maison Antoine-Lacombe, du nom de l’agriculteur qui l’a construite en 1847, est un joyau du patrimoine de la ville. Entouré d’un côté par les figures géométriques des jardins français et de l’autre par des parterres de type jardin anglais, l’endroit est aussi un centre culturel où se déroulent des expositions temporaires.

Photo : Tourisme Lanaudière – Louis Coutu

Opportunités de plein air

Pour les plus sportifs, les activités de plein air ne manquent pas, en toutes saisons. En été, on peut faire du kayak ou de la planche à pagaie sur la rivière. Il y d’ailleurs 3 accès très abordables : les parcs des Champs-Élysées, Louis-Querbes et Saint-Jean-Bosco. En hiver, le cours d’eau devient une longue patinoire de neuf kilomètres. Le grand Joliette dispose d’un magnifique réseau cyclable d’une longueur totale de 175 km. Cette courtepointe de pistes alterne différents types de chaussées et de paysages à travers la ville, un champ ou un tronçon le long de la rivière parsemée de jolis ponts pour passer d’une berge à l’autre. Une occasion idéale pour découvrir la municipalité, faire de l’activité physique et profiter de la nature environnante.

Photo : Tourisme Lanaudière – Fabien-Proulx-Tremblay

Les amateurs de golf ont le choix de plusieurs terrains dans la grande région de Joliette, dont le Club de Golf de Joliette, le Club de Golf Base de Roc et le Club de Golf de Crabtree. Enfin, Joliette est à 20 minutes du parc régional des Chutes Monte-à-Peine-et-des-Dalles, offrant un réseau de sentiers pédestres bordé de chutes et de ruisseaux sur 21 km.

Photo : Tourisme Lanaudière

Vous pensez acheter une maison à Joliette?

Les maisons unifamiliales sont moins présentes sur le territoire que les immeubles de moins de 5 étages (duplex, triplex, quadruplex), soit 31%, versus 61 %. Selon les plus récentes statistiques, l’Association professionnelle des courtiers immobiliers du Québec (APCIQ) situe le prix médian de ce type de propriété à 400 000 $ pour février 2022, soit une croissance de 30 % comparativement à février 2021 (alors que le prix médian était à 307 100 $). On parle donc d’un marché en pleine croissance dans lequel on peut encore investir à un prix raisonnable. Pour ce qui est des plex et des copropriétés, on trouve sur le site de REALTOR.ca des duplex à Joliette à partir de 320 000 $ et des triplex pour seulement 249 000 $.